TL;DRThe minimum down payment is 5% of the first $500,000: $20,620 on a typical $412,400 Calgary townhouse.FHSA: $8,000 a year, $40,000 lifetime. RRSP Home Buyers' Plan: up to $60,000. You can use both.New homes: first-time buyers can get back up to $50,000 of GST.Alberta has no land transfer tax; t

TL;DRDowntown has plenty of choice: 819 City Centre apartments were for sale in September 2026 (5.77 months of supply).The Beltline apartment benchmark was $306,600; the City Centre benchmark was $297,900, down 8.08% in a year.Make your offer conditional on the condo documents, which must be provide

TL;DRMarried or not, Alberta's Family Property Act likely covers your home if you separated on or after January 1, 2020.Everyone on title must sign the sale, and a married spouse who isn't on title must give written dower consent.Most property claims have a 2-year deadline, so see a family lawyer ea